Save on holiday season shopping with these expert tips.

Save on holiday season shopping with these expert tips.

It’s the most wonderful time of the year − and likely the most expensive. 

Between gifts, traveling, decor and events, the holidays can be a stressful time for your wallet. It’s important to not stress yourself out, though, and to avoid unwanted debt or depleted savings accounts because of overspending.Here are some simple ways you can financially restrain yourself this holiday season.

Set a holiday budget

First and most important, set a budget. Define in the beginning how much you’re willing to spend on all things holiday. Include experiences, gifts, decorations, events and travel in this budget.You’ll want to keep your everyday regular expenses in mind when creating your financial plan . Once you have your number, stick to it.To help you do that, make sure you keep track of your purchases as you start spending.


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